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Great Benefits for Life

From a comprehensive health benefits plan to employer-paid pension and guaranteed annuity plans, union carpenter benefits packages rivals any in the industry. Your benefits and provisions are established through collective bargaining between representatives from the union and management and are administered by Trustees representing both sides. For every hour a carpenter works, employers contribute a designated amount to cover the cost for health and retirement benefits. Employers also contribute to industry advancement programs that provide for apprentice and journey-level upgrade training and safety.


Our health benefits funds are employer-paid plans that provide family coverage to all members who meet semi-annual qualifying requirements. Health Benefits include medical, dental, prescription drug, vision, accident and sickness coverage, and life insurance.


Our annuity funds provide supplemental retirement income for participating carpenters. Each plan is an individual account to which employers make contributions for each hour that a participant works. Typically, as a member you may not access your account until you retire or have left the Plan for 24 consecutive months or become totally and permanently disabled. However, if you’ve had an account for at least 12 months, you may be eligible to take out a loan for up to 50% of the balance in certain circumstances.


Our pension funds provide a monthly benefit to you once you retire to help supplement your Social Security, personal savings and annuity benefits. As a participant you can earn a retirement benefit that will provide you with a monthly income when you stop working at retirement age, or sooner if you retire with a service pension or stop working due to a disability. This benefit is based on contributions made to the Pension Fund by your employer on your behalf.

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